Retirement Eligibility

Retirement Eligibility - TSERS:

Unreduced
  • 30 years of creditable service at any age
  • Age 65 with 5 years membership service
  • Age 60 with 25 years creditable service
  • Law Enforcement Officers (LEO) qualify at age 55 with 5 years of creditable service as an officer

Reduced
  • Age 60 with 5 years membership service
  • Age 50 with 20 years creditable service
  • Law Enforcement Officers (LEO) qualify at age 50 with 15 years of creditable service as an officer

Vested Deferred (if all eligibility requirements are met)
  • You have at least 5 years of membership service and you leave covered employment before you meet the unreduced or reduced retirement eligibility requirements
  • You leave your contributions and service in the Retirement System
  • You may apply to receive monthly benefits when you meet the retirement age requirements

Retirement Eligibility - LGERS:

Unreduced
  • 30 years of creditable service at any age
  • Age 65 with 5 years creditable service
  • Age 60 with 25 years creditable service
  • Law Enforcement Officers (LEO) qualify at age 55 with 5 years of creditable service as an officer

Reduced
  • Age 60 with 5 years creditable service
  • Age 50 with 20 years creditable service
  • Law Enforcement Officers (LEO) qualify at age 50 with 15 years of creditable service as an officer

Vested Deferred (if all eligibility requirements are met)
  • You have at least 5 years of creditable service and you leave covered employment before you meet the unreduced or reduced retirement eligibility requirements
  • You leave your contributions and service in the Retirement System
  • You may apply to receive monthly benefits when you meet the retirement age requirements